Table of Contents
Au Small Finance Bank Walk in for Freshers 2024 Details :
Au Small Finance Bank Walk in for Freshers 2024 Eligibility Criteria :
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- 100% achievement of the assigned targets for sales and collection.
- Doing Marketing activities, leafleting, Canopy. Identifying new source of business prospect
and areas. - Coordinating with prospective customer and existing customers for sourcing new business .
- Serving customer queries and Build up customer relationship and develop brand value in the market.
- Attending all the customer queries and providing resolution of their issues accordingly.
- Portfolio Management in Co-ordination with Operations & Collection department.
- Physical verification of customer’s residence, business and any other asset crucial from credit point of view and taking photographs.
- Following BM/PM and senior instruction , coordinating with FI, Collection , Valuation , Legal team for getting the desired visits reports done . Visiting the customers for first FI and meeting, taking the seniors to the customer place for visit and verification.
- Physical Verification of credit related documents like ITR’S, Bank Statements, receipts, ledger etc. and the property documents- Doing OSV ( Original Seen and verified) of these documents.
- Preparing basic CAM (Credit Appraisal Memo).
- Taking reference check of customer from local market and existing customers.
- Following policies & procedure as laid down by the company.
- Portfolio Management and visit to delinquent cases, doing collection of EMIs of such delinquent cases in calibration with collection team.
- Awareness, maintaining and stopping the Early Delinquency , Nonstarter cases in portfolio, train the team in order to be goal oriented and action oriented, deciding for the treatment of such cases wisely.
- Maintaining least OTC / PDD pendency and timely clearance of the same.
- Ensure to maintain non RPDC portfolio , all cases of portfolio should be ACH.
- Maintaining and collection of fresh bouncing cases EMI with charges as mentioned in policy, try to correct the operational errors and get the 100% cases repayment in NON PDC mode.
- collection of fresh data from open marketing activities for tele calling and self sourcing . Following of the leads so generated from this data receiving from telemarketing team .
- Completing the documentation of the files , filling the agreements , formats and other formalities for the disbursement of the case .
- Clearing all queries coming from credit , OPS , Legal , Valuation .
- Timely submission of daily MIS and sourcing data to reporting authority .
- Providing true and fair opinion based on customer’s interaction.
- Clearing all the queries of the customer and make sure to clear him final ROI , Fees , Charges , and all other terms of the case absolute terms .
- Should not involve in any financial/non-financial transaction with the customer.
Maintaining good and decent behavior while dealing with the customer, visiting his property, shop , go down and specially while taking photos of the property and house and surrounding with permission of the customer.
Conducting the customer reference checks with at most sincerity and maturity – so the goodwill of the client should not be hampered or no defame should be there . Be sure not to disclose any financial or personal information of the existing / new clients with any ( existing / prospective clients ) or to anybody whomsoever outside company.
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How to apply for Au Small Finance Bank Walk-in Recruitment 2024?
6th May , 10.00 AM – 4.00 PM
AU Small Finance Bank – – Plot no. 2, Kalyan Kunj Complex, Scheme No. 12, Kanta Chouraha, Kalwar Road, Jhotwara, Jaipur, Raj 302012
Contact – Mr. Abdul Danish
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